at a glance
  • Premera Blue Cross offers Medicare Advantage plans to residents of Washington state.
  • Most of Premera's plans include prescription drug coverage.
  • Premera serves complete 2 cardinal people and is the largest health plan provider in the Pacific Northwest.

Medicare Advantage, or Medicare Part C, is an optional project that can supersede your original Medicare reportage (parts A and B).

Part C provides a bundled package that includes additional services beyond those you'll get under one's skin from original Medicare. These may include prescription medications and dental reportage, among others.

In 2018, roughly one-third of people with Medicare choose to enroll in a Medicare Advantage plan for their coverage.

Medicare Advantage plans are sold done private insurance companies. These plans essential cater leastways the same coverage as original Medicare. Beyond that, different insurers offer a variety of plan options, depending on where you live and how such you privation to pay.

Premera Blue Cross offers a variety of Health maintenance organization plans to residents of Washington tell. Keep reading to teach about the specific Medicare Reward options offered by Premera in 2022.

You buns choose from among some dissimilar types of Medicare Advantage plans to replace your original Medicare.

The types of Medicare Advantage plans include:

  • Wellness Maintenance Arrangement (HMO)
  • Preferred Provider Organization (PPO)
  • Snobby Fee-For-Armed service (PFFS)
  • Special Needs Plan (SNP)
  • Medicare savings account (MSA)

However, Premera offers only HMO plans through its Medicare Advantage program. We'll extend to over the details of what these plans offer incoming.

Premera HMO plans

With the Premera HMO Medicare Vantage plans, you'll be asked to choose a primary give care doctor who will oversee your precaution. You'll have the choice of seeing specialists, when needed, inside the program's network of providers.

If you need to see someone outside your provider's network, coverage will not apply and you'll have to pay all costs. Emergency services are the exception.

All of Premera's plans include prescription drug coverage.

With original Medicare (Part A and Part B), you have to pick out a separate Medicare Part D prescription drug drug be after. If you don't sign for drug coverage when you're first legal for Medicare, you'll usually pay a penalty if you pick out to add coverage late.

Premera doesn't currently offer outdoor stage-alone Medicare Part D plans. However, most of its Medicare Vantage HMO plans admit some level of prescription drug coverage.

Although Premera Blue Cross offers private insurance services in both Alaska and Washington, its Medicare Reward plans are limited to Washington residents only. And even in Washington, plan availability varies by county.

Premera offers Medicare Advantage plans in the following Washington counties in 2022:

  • Island
  • King
  • Pierce
  • San Juan
  • Skagit
  • Snohomish
  • Spokane
  • Stevens
  • Thurston
  • Walla Walla
  • Whatcom

If you're a Washington resident, you can enter your Postal code here to meet which Premera Medicare Reward plans are offered in your area.

Plan availability and prices vary. On that point are multiple tiers of plans, and non every plan is offered in every county. Plans typically let in a monthly premium, deductible, copayments, and coinsurances.

The following board shows some of the costs for a couple of of Premera's Medicare Advantage plans in the most populous counties in Washington (King, Pierce, and Snohomish).

Medicare Advantage (Part C) is a healthcare plan offered through reclusive policy providers. Part C combines each the elements of original Medicare — inpatient manage finished Medicare Part A and outpatient care finished Medicare Part B — plus superfluous products and services wish prescription coverage.

Plan availableness and prices vary based on your localization and the services you want enclosed. You can tailor Medicare Advantage plans to fit your specific healthcare necessarily and budget.

Additional coverage and services will cost more. Summation, your plan might limit which providers, services, and products you can choose from.

You can compare different different Medicare Advantage plans in your area victimization Medicare's plan comparison tool.

  • Medicare Reward plans offer an option for bundled health care services that go beyond original Medicare.
  • In Washington state, Premera Blue Cross offers several HMO Medicare Advantage plans.
  • Plan offerings and prices vary by county. Be convinced to refresh what's available in your area, and consider which plans will meet your healthcare needs and your budget.